Step 1

Are you willing to pay an annual fee if the rewards are worthwhile?
I'm willing to pay an annual fee if it is worth it
I'm not willing to pay an annual fee

Step 2

Do you carry a balance on your credit card?
Yes
No

Step 3

What will you use your credit card for?
Purchases
Balance Transfers
Cash Advances

Step 4

What extra features would you like? (Optional)